Loan Rates

The annual percentage rates or APR’s listed below fall under 4 credit tiers. The Tier System is listed below:

“A” Category – 725 & Up
“B” Category – 675-724
“C” Category – 625-674
“D” Category – 624 & Below

24 Months 7.00%* 8.00%** 12.0%*** 16.0%****
48 Months 8.50%* 9.50%** 13.5%*** 17.5%****

 

Share Rate + 2.25%

 

CD Rate + 2%

 

48 Months 1.99%* 2.99%** 6.99%*** 11.99%****
72 Months 2.25%* 3.25%** 6.25%*** 12.99%****

 

’14, ‘ 13, ’12 72 Months 3.15%* 4.15%** 7.00%*** 13.15%****
’11, ’10 60 Months 3.40%* 4.40%** 7.25%*** 13.40%****
’09, ’08 48 Months 3.65%* 4.65%** 7.50%*** 13.65%****
’07, ’06, 36 Months 3.90%* 4.90%** 7.75%*** 13.90%****

 

36 Months 7.00%* 8.00%** 12.00%*** 17.00%****

 

Under $10,000 72 Months 5.25%* 6.25%** 10.25%*** 15.25%****
$10,000 to $29,999 120 Months
$30,000 to $59,999 144 Months
$60,000 to $99,000 180 Months
Over $100,000 240 Months

 

Under $10,000 72 Months 5.25%* 6.25%** 10.25%*** 15.25%****
$10,000 to $29,999 120 Months
$30,000 ore more 144 Months

 

New 84 Months 5.25%* 6.25%** 10.25%*** 15.25%****
Used
’12, ’11, ‘10 84 Months
’09, ’08 72 Months
’07, ’06 60 Months
’05, ’04 48 Months

 

48 Months 7.00%* 8.00%** 12.00%*** 16.00%****

 

60 Months 3.75%
120 Months 4.25%
180 Months 4.75%

 

Loan Rates Listed Above With Approved Credit. Effective October – December 2014.